What kind of debt is a utility bill

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Utility Bills Debt. View All Reviews. Professional and focused on facts and truth not hype. We want to know facts.

Jerry Bolandis. Scott W O'Neill. Home Debt Utility Debt Collection. By Mark Cappel. Get Debt Help. Choose your debt amount. Get Started. How to find your state utility regulator. Beware: Your state's statute of limitations may not apply.

Source: Bills. Here are some of the issues you need to learn: What is the time limit for collecting the debt? What payment plans must utilities offer? Are utilities allowed to cut-off service during winter months? What, if any, grant programs available to the unemployed, people on fixed incomes, or the disabled? Is it written, promissary, oral or open-ended account?

I know the statutes of limitations on these for the state I lived in. I do know this much: the Ohio SOL will apply because they are longer in duration. I read the Texas code but it does not say what type of debt a utility bill is.

That is the question I am trying to answer. The Uniform Commercial Code applies to utilities, and it is four years no matter which state you live in. So if a utility is an open ended account Ohio's SOL would have ran out two years ago. Considering an IVA? Advantages of an IVA?

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